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Level Funded Stop Loss provides a unique pathway for fully insured clients to migrate to self-funding. It establishes a fixed monthly budget for claims coverage within the employers self-funded health plan, transparency into health care spend, increased benefit flexibility, no lasers, and 100% recoupment of unused claims funds. In an effort to meet our clients’ unique benefit needs, this stop loss product provides a combination of predictability, savings, flexibility and control.
Guidelines:
- 25 employees required to quote, varies to comply with state laws and regulations
- 75% participation of all eligible employees is required
Quote Requests Must Include:
- Member census of all employees
- Current Schedule of Benefits
- Current rates and, and if available, renewal rates
- All available claims experience
Ineligible Industries:
- PEOs, MEWAs, Associations
- Long haul trucking
- Employee leasing firms
- Tribal owned firms
- Bars and Casinos
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For more information, talk with your TMHCC sales representative.
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TMHCC is a leading provider of medical stop loss insurance provided through brokers, consultants and third-party administrators. By listening to the demands of the market, we have developed exceptional products, unparalleled resources and value-added services that set us apart in the industry. Visit our website to learn more about our innovative stop loss, Taft-Hartley, captive, organ transplant, and level funded stop loss solutions.
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